Mermaid
<div class="mermaid">
%%{init: {'securityLevel': 'loose', 'theme':'base', 'themeVariables':{'darkmode': 'false', 'background': 'Gray' }}}%%
flowchart RL
T[Transaction costs] ==> |increases|N[NGO coverage]
P[Profitability] ==> |decreases|N[NGO coverage]
T1[distance from NGO] --> T
T2[Physical infrastructure] --> T
P1[Marketing cost] --> P
P11[Distance from market] --> P1
P12[Market Thickness] --> P1
C[Borrower's cost] --> P
C1[Adoption of modern irrigation methods] --> C
C2[Soil quality of agricultural land] --> C
D[Distance] --> T1
D[Distance] --> P11
D --> P12
D --> T2
PR[Productivity] --> C1
PR --> C2
</div>
%%{init: {'securityLevel': 'loose', 'theme':'base', 'themeVariables':{'darkmode': 'false', 'background': 'Gray' }}}%%
flowchart RL
T[Transaction costs] ==> |increases|N[NGO coverage]
P[Profitability] ==> |decreases|N[NGO coverage]
T1[distance from NGO] --> T
T2[Physical infrastructure] --> T
P1[Marketing cost] --> P
P11[Distance from market] --> P1
P12[Market Thickness] --> P1
C[Borrower's cost] --> P
C1[Adoption of modern irrigation methods] --> C
C2[Soil quality of agricultural land] --> C
D[Distance] --> T1
D[Distance] --> P11
D --> P12
D --> T2
PR[Productivity] --> C1
PR --> C2
